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Sukanya Samriddhi Calculator

SSY maturity amount for your daughter at 8.2%.

₹1.5 Lakh
₹

₹250 to ₹1.5 lakh a year, for 15 years.

% a year

8.2% for FY 2025-26. The rate is reviewed every quarter.

years

Please enter a value.

How to use

  1. 1Enter how much you'll deposit each year (₹250 to ₹1.5 lakh).
  2. 2Check the interest rate, currently 8.2%.
  3. 3Enter your daughter's age and the year the account opens.
  4. 4See the maturity value, interest and year-by-year balance.

Frequently asked questions

How long do I deposit in Sukanya Samriddhi?

For 15 years from opening. The account keeps earning interest until it matures 21 years after opening.

What is the SSY interest rate?

8.2% a year for FY 2025-26. The government reviews it every quarter, so change the rate field if it changes.

Is Sukanya Samriddhi tax-free?

Yes. Deposits qualify for Section 80C in the old tax regime, and the interest and maturity amount are tax-free.

Who can open an SSY account?

Parents or guardians of a girl below 10 years, for up to two daughters (three in the case of twins or triplets).

How does the calculator work out interest?

It assumes you deposit at the start of each financial year and interest is compounded yearly, which gives the highest return. Deposit before 5 April for full interest.

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