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Inflation Calculator

Future cost of things and the real value of money.

What do you want to know?
₹1 Lakh
₹
% a year
years
Cost today
₹1,00,000
₹1 Lakh
Price rise
₹79,085
79% more
Cost after 10 years
₹1,79,085
₹1.79 Lakh

At 6% inflation, prices double about every 11.9 years.

How to use

  1. 1Choose future cost, or the future value of your money.
  2. 2Enter the amount.
  3. 3Set the inflation rate and number of years.
  4. 4See the result and how fast prices double.

Frequently asked questions

What inflation rate should I use?

India's retail (CPI) inflation has averaged around 5–6% over the last decade. Education and healthcare costs often rise faster, around 8–10%.

How much will ₹1 lakh be worth in 10 years?

At 6% inflation, ₹1 lakh will buy what about ₹55,800 buys today. It loses nearly half its buying power.

Why does inflation matter for savings?

If your savings earn less than inflation, your money buys less every year. Aim for returns above inflation for long-term goals.

How is it calculated?

Future cost = today's cost × (1 + inflation)^years. Today's value of future money = amount ÷ (1 + inflation)^years.

What is the rule of 72?

Divide 72 by the inflation rate to estimate how many years prices take to double. At 6%, about 12 years.

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